All this talk about retirement planning, baby boomers getting the worst of it, not planning properly, how to accumulate wealth, how to save etc etc etc..that’s the talk. That’s the main concern for 85% of the baby boomers out there about to go into retirement. Let’s look forward to those of you who have planned [...] 5/22/2013 9:40:51 AM 5/22/2013 1:40:51 AM

The IRS has placed guidelines for what, when, and how you can roll your qualified retirement plan. This is a great resource on making your next step of retirement planning. You can check the full FAQ at www.IRS.gov. When should I roll over? If the distribution from the qualified plan or IRA is [...] 5/21/2013 3:14:31 PM 5/21/2013 7:14:31 AM

Here at Annuity Think Tank, we greatly enjoy watching and reading what other annuity and retirement sites are doing out there. One in particular that we have enjoyed reading this year is Annuity Gator. The team at Annuity Gator does very thorough reviews of popular annuity products that every baby boomer, retiree, (and even annuity [...] 5/21/2013 11:00:34 AM 5/21/2013 3:00:34 AM

Oh what lessons do we learn? The markets are great, people are feeling great about them, and why shouldn’t, you’re up. Something tell me we’ve seen this before. According to the numbers from The Chicago Financial planner, The S&P 500 peaked at 1,527 on May 24, 2000 and then dropped 49% until it bottomed out at [...] 5/20/2013 1:13:02 PM 5/20/2013 5:13:02 AM

Retirement doesn’t have to be full of stress where most of your retirement income goes to Uncle Sam. If fact, there are some retirement solutions that optimize retirement income and help you avoid some of the retirement pitfalls that most Americans continue to keep falling into. And regardless of your political affiliation, your love [...] 5/20/2013 12:51:27 PM 5/20/2013 4:51:27 AM

Many feel that retirement is a time of stress free living where cares and inhibitions fade. The truth is there are still many things will or could cause stress in retirement, being prepared will help ensure stress doesn’t throttle your golden years. Will you have enough money? Will your health hold up? Will you [...] 5/20/2013 8:55:25 AM 5/20/2013 12:55:25 AM

As the market has been bullish recently and experiencing all-time highs, don’t get caught up in the rally and sway from your retirement plan. According to a recent article in U.S. News and World Report there 5 keys to follow even in a bull market: 1) Stay the course – Don’t let [...] 5/20/2013 8:37:04 AM 5/20/2013 12:37:04 AM

According to a survey conducted by LIMRA, the key age group is the 55-59 year old American population of pre-retirees (see table below). The survey found that this group has 146 billion in annuity business and almost half of this group (48%) said they are interested in purchasing an annuity for guaranteed income. The members [...] 5/20/2013 7:24:58 AM 5/19/2013 11:24:58 PM

According to a new Pew Charitable Trust report, members of Generation X are on track to replace a median of just half of their current salary in retirement. This is a much smaller portion of income than early baby boomers who were around 82%. Here are some reasons why Generation X is expected to be [...] 5/19/2013 9:20:43 PM 5/19/2013 1:20:43 PM

Many people often ask why the two increases in maximum earnings subject to Socail Security taxes and increase in benefits from 2012 to 2013 are so different? The maximum earnings increased from $110,100 to $113,700, which is a 3.27% increase. Social Security receipients only received a 1.71% increase from 2013 to 2013. According to [...] 5/19/2013 8:53:21 PM 5/19/2013 12:53:21 PM